Can I take the Texas insurance exam online?

No: Pearson VUE, which runs Texas’s insurance licensing exams, gives them at physical test centers.¹² As of October 2026, Texas insurance isn’t on Pearson VUE’s list of exam programs that let you test from home.³ What you can do online is book: the handbook calls online reservations the most efficient way to schedule.¹

What Pearson VUE and TDI say

To learn how and where to take an exam, TDI sends you to Pearson VUE’s Texas page and its candidate handbook.⁴⁵ Texas has retained Pearson VUE to develop and administer its insurance licensing exams.¹

Pearson VUE’s Texas page says TDI candidates “may reserve their appointment in a physical test center.”² The handbook tells you to go to the test center on exam day, and its exam procedures are headed “At Physical Test Location.”¹

TDI’s FY 2025 exam report, prepared by Pearson VUE, says Pearson VUE’s online-proctored exams for TDI, called OnVUE, began on June 29, 2021.⁶ They let candidates test remotely instead of at test centers, and were discontinued on March 31, 2024.⁶ Pearson VUE’s online-exam list does include some other states’ insurance exams, such as Iowa’s and Tennessee’s, but not Texas’s.³

Where you can take it

The handbook lists 29 test centers in Texas and says to confirm locations and schedules with Pearson VUE.¹ It also says you may test at any Pearson VUE test center in the US.¹

Select Pearson VUE test centers on military bases worldwide also offer Texas exams to service members, dependents and contractors with authorized base access.¹ You need valid government ID and authorization to enter the testing site.¹

Each General Lines license has its own exam: Property and Casualty or Life, Accident and Health.¹ For booking, fees and ID rules, see the guide to getting a Texas insurance license.

What testing in person means

The handbook sets these rules at the test center:¹

• Check-in: Arrive 30 minutes early.¹ Staff review your ID and photograph you for your score report.¹
• Personal items: Phones, watches, wallets, bags, notes and pens stay out of the testing room, in storage or your vehicle.¹
• Calculators: Only silent, hand-held, nonprinting ones without an alphabetic keypad are allowed, and no financial calculators.¹ The test center doesn’t provide one.¹
• Scratch materials: The administrator gives you materials for notes and calculations, and they stay in the room.¹
• Breaks: You must leave the testing room, but not the floor or building, and the exam clock keeps running.¹
• Weather: If severe weather makes the center unsafe or inaccessible, your exam may be delayed or canceled.¹ Pearson VUE will notify you and reschedule.¹

When you don’t need the state exam

TDI’s General Lines pages list three cases where you don’t need to take the exam:⁴⁵

• Your license has been expired for more than 90 days but less than one year.⁴⁵
• You don’t live in Texas, but you hold a license in good standing in a reciprocal state.⁴⁵
• You hold the CLU designation (Life, Accident and Health) or the CPCU designation (Property and Casualty).⁴⁵

Three adjuster licenses (all-lines, property and casualty, and workers’ compensation) have one more route: a TDI-approved course passed within 12 months before applying.¹ A disinterested third party must monitor the course’s final exam.⁷ A provider may give it online with an in-person proctor, but must submit its procedures for TDI’s case-by-case review to proctor remotely.⁷

StudyWren is an independent study tool and isn’t affiliated with TDI, Pearson VUE or any insurer.

Sources

1. Pearson VUE, “Texas Insurance Licensing Candidate Handbook,” #124400 (PDF; cover dated October 2024, copyright 2025, content outlines effective 2026-09-01; file last modified 2026-09-04; quick reference inside the front cover, printed pages 2, 3, 6, 9, 10, 12, 15 and 17, and the back cover). https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/124400.pdf Accessed 2026-10-28. ↩ ↩² ↩³ ↩⁴ ↩⁵ ↩⁶ ↩⁷ ↩⁸ ↩⁹ ↩¹⁰ ↩¹¹ ↩¹² ↩¹³ ↩¹⁴ ↩¹⁵ ↩¹⁶ ↩¹⁷ ↩¹⁸ ↩¹⁹ ↩²⁰

2. Pearson VUE, “Texas Insurance Licensure Examinations” (page last updated 2026-09-17). https://www.pearsonvue.com/us/en/tx/insurance.html Accessed 2026-10-28. ↩ ↩²

3. Pearson VUE, “Find Online Exams,” OnVUE exam program list (no date shown). https://www.pearsonvue.com/us/en/test-takers/onvue-online-proctoring/view-all.html Accessed 2026-10-28. ↩ ↩²

4. Texas Department of Insurance, “General lines – life, accident, health and HMO,” Apply for a license (page last updated 2025-07-28). https://www.tdi.texas.gov/agent/general-life-apply.html Accessed 2026-10-28. ↩ ↩² ↩³ ↩⁴ ↩⁵

5. Texas Department of Insurance, “General lines – property and casualty,” Apply for a license (page last updated 2025-07-25). https://www.tdi.texas.gov/agent/general-property-apply.html Accessed 2026-10-28. ↩ ↩² ↩³ ↩⁴ ↩⁵

6. Texas Department of Insurance, “Agent and Adjuster Exam Demographic Analysis for FY 2025” (PDF; prepared by Pearson VUE, dated 2025-09-30; transmittal letter dated 2025-11-21; “Scope of Work,” page 1). https://www.tdi.texas.gov/reports/documents/demographic-report.pdf Accessed 2026-10-28. ↩ ↩²

7. Texas Department of Insurance, “Register an Adjuster pre-licensing course” (page last updated 2025-06-20). https://www.tdi.texas.gov/agent/education-providers/register-a-pre-licensing-course.html Accessed 2026-10-28. ↩ ↩²